Financial Planning to Help Achieve and Maintain Your Desired Lifestyle
Wealth management to help you thrive at every stage of life.
Core Values
Affinity Financial Is:
YOUR SOLID FOUNDATION
We assess your personal situation and ensure that the essential elements are in place for long-term stability and success in your financial and life goals.
YOUR DETAILS EMBRACED
With open ears, we hear your values, concerns, and aspirations. Your STORY. For us, the little things, done consistently, become the big things.
YOUR PLACE OF CALM & ORDER
We focus on your needs with a calm demeanor and present thoughtfulness. Money is emotional. You deserve financial harmony where your money and your life are aligned with purpose.
YOUR RELIABLE PARTNER & ALLY
Just as you are invested with us, we remain emotionally invested in your success. Working as a team, we will help you achieve the best life possible.
Derek S. Pantele, CFP®, CFA
CEO & Founder
“ We exist to help our clients live more fulfilling lives. Through partnership and care, we explore the most important goals to achieve your personal vision.
We aim to give back time, offer our experience, and relieve the stress that comes with financial decisions; ultimately allowing that energy to go back to the most significant parts of your life.”
Top Services
Asset Management
We know that you work hard to earn your money. You spend your valuable time and energy. But is your money working hard for you?
Cash Flow Planning
Properly understanding cash flow can be a huge relief in knowing that you are best utilizing your resources in a manner that is fully aligned with your personal values. We spend the time with you, through inquiry and dialogue, to provide assurance that your cash flow plan is helping you live your best life today and in the future.
Debt Management & Paydown
Used wisely, borrowing through loans or credit can aid you in more quickly attaining financial goals. However, without a mindful debt management plan, it can also add stress and hinder your path to long-term financial independence. We work to crunch the numbers in order to help crush debt. The right decisions could potentially save you $1,000, $10,000, $100,000, or more!
Estate Planning
An estate plan is an opportunity to best care for the ones you love. By carefully considering how your legacy will be passed on, you can minimize or eliminate potential taxation, ensure that your assets transfer to the appropriate people and purposes, and most importantly, give the gift of a thoughtful and organized plan during an already difficult time. We coordinate a plan to make purposeful decisions for inter-generational positive impact.
Risk Management
Risks surround us in life on a daily basis. But the biggest risks are the ones you aren’t even aware of. We identify and address potential risks that are not serving you, or outright threatening your lifestyle. Through an assessment, we can determine which risks should be accepted, avoided, mitigated, transferred, or simply monitored.
Tax Planning
The tax rules and regulations seem to change every year, and it doesn’t seem to be getting any less complicated. It takes a professional to help you navigate the many nuances of taxation because we know it’s not about what you make, it’s about what you keep. As a financial partner, we work with you to make sure that we have planned ahead with strategies to keep your resources best working for you.
Workplace Solutions
Whether you are self-employed, run a small or midsize business, or are an employee, you need to be aware of the many workplace financial benefits available to you. Business owners should also be aware of the many tax-advantaged plan and retirement solutions that can really bolster wealth creation through current tax savings and investment growth.
How It Works
CONNECT
It is our belief that we don’t have the right to make any financial recommendations until we take the time to really understand your total financial picture and personal vision. This is an opportunity simply to learn more about each other, and determine if there is potential for a mutual fit.
COLLABORATE
We are very excited to begin this partnership toward building for YOUR FINANCIAL SUCCESS! Open, two-way communication is a cornerstone of how we do business, so you’ll be hearing from us regularly in the days, weeks, and months ahead. As a new client, we will be setting the foundation for helping you find financial harmony in which your money and your life are aligned with purpose.
CULTIVATE
Our primary focus is on helping you make smart choices with your money so that you can live the best life possible with the resources you have. As a collaborative partner for your financial success and well-being, Affinity Financial can help you balance the pressures of life’s ongoing complexities and transitions through proactive awareness and planning.
Financial Planning for Every Life Stage
Click here for Dynamic’s Form CRS (Client Relationship Summary) and here for Dynamic’s ADV Firm Brochure
For additional information click here.
