Affinity Financial’s Tax Awareness Survey9 Questions to Spot Where Taxes Might Be Quietly Eroding Your WealthUse this checklist to identify overlooked areas that may be costing you in unnecessary taxes, missed opportunities, or wealth erosion. Check the boxes where you feel confident—and note any that spark curiosity or concern. These can be perfect launch points for a strategic conversation. Smart Earning & Saving Do you take proactive tax-planning steps before year-end, rather than reacting at tax filing time? Are tax-efficient assets held in taxable accounts and income assets held in tax-deferred accounts? Are you coordinating household workplace benefits (e.g., 401(k), HSA, Dependent Care FSA) and investment strategies for maximum total family tax efficiency? Select the options that apply to you. Income & Investment Strategy Are your investments diversified across tax-deferred, tax-free, and taxable “buckets”? Have you created a strategy for stock compensation (RSUs, ISOs, NSOs, ESPP), including withholding, early exercises, and future tax implications? Do you harvest losses (or avoid gains) in taxable accounts to offset income, especially during high-income years or major liquidity events? Select the options that apply to you. Retirement & Multigenerational Wealth Strategy Are you optimizing the retirement tax window between stopping work and Social Security/RMDs for Roth conversions, capital gain harvesting, or other bracket planning? Do you have a smart withdrawal sequence strategy to manage tax brackets, IRMAA surcharges, and portfolio longevity? Are your legacy and giving strategies tax-optimized (QCDs, gifting appreciated shares, education savings, etc.)? Select the options that apply to you. Almost there! Ready to see the results?Enter your details below to see your self-awareness score:
